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{
    "product_code": "PI US",
    "year_of_account": 2019,
    "coverage": "Architects & Engineers",
    "risk_details": {
        "revenue": 12000000,
        "sub_contractor": 5.0,
        "non_us_work": 5.0,
        "disciplines": [
            {
                "discipline": "Architecture - Higher Risk",
                "split": 50.0
            },
            {
                "discipline": "Structural Engineering - Low",
                "split": 50.0
            }
        ],
        "project_areas": [
            {
                "project_area": "Apartments",
                "split": 10.0
            },
            {
                "project_area": "Convention Centers",
                "split": 20.0
            },
            {
                "project_area": "Recreation/Sports",
                "split": 40.0
            },
            {
                "project_area": "Other (High)",
                "split": 30.0
            }
        ],
        "services": [
            {
                "service": "Design - No Observation",
                "split": 50.0
            },
            {
                "service": "Design/Build",
                "split": 50.0
            }
        ]
    },
    "layers": [
        {
            "new_renewal": null,
            "ccy_prem": null,
            "ccy_limit": null,
            "limit": 1000000,
            "limit_basis": "AGG",
            "excess": 0,
            "excess_basis": "AGG",
            "deductible": 100000,
            "deductible_basis": "AGG",
            "agg_limit": null,
            "agg_deductible": null,
            "brokerage": 10.0,
            "deductions_total_other": 0.0,
            "bgsu_other_fees": null,
            "reinst_no": null,
            "reinst_type": "Direct",
            "retro_option": "Fully Mature"
        },
        {
            "new_renewal": null,
            "ccy_prem": null,
            "ccy_limit": null,
            "limit": 9000000,
            "limit_basis": "AGG",
            "excess": 20000,
            "excess_basis": "AGG",
            "deductible": 800000,
            "deductible_basis": "AGG",
            "agg_limit": null,
            "agg_deductible": null,
            "brokerage": 8.0,
            "deductions_total_other": 2.0,
            "bgsu_other_fees": null,
            "reinst_no": null,
            "reinst_type": "Direct",
            "retro_option": "Fully Mature"
        }
    ]
}