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add_filter( 'woocommerce_available_payment_gateways', 'conditionally_disable_payment_gateways' );

function conditionally_disable_payment_gateways( $available_gateways ) {
	if (is_admin()){
		return $available_gateways;
	}
    // Check if there are subscription products in the cart
    $has_subscription = false;
    foreach ( WC()->cart->get_cart() as $cart_item ) {
        if ( class_exists( 'WC_Subscriptions_Product' ) && WC_Subscriptions_Product::is_subscription( $cart_item['data'] ) ) {
            $has_subscription = true;
            break;
        }
    }

    $is_vendor = marketking()->is_vendor( get_current_user_id() );

    if ( $has_subscription && $is_vendor ) {
        if ( isset( $available_gateways['marketking_stripe_gateway'] ) ) {
            unset( $available_gateways['marketking_stripe_gateway'] );
        }
    } else {
        if ( isset( $available_gateways['stripe'] ) ) {
            unset( $available_gateways['stripe'] );
        }
    }

    return $available_gateways;
}