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# Given values P = 9000 # Payment per period r = 0.06 # Semi-annual interest rate (12% annually, compounded semi-annually) n = 14 # Total periods (7 years * 2 periods per year) # Present Value of an Annuity formula (Annuity Due) PV_annuity_due = P * ((1 - (1 + r) ** -n) / r) * (1 + r) PV_annuity_due
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