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{ "date_inception": "2022-01-01", "date_expiry": "2022-12-31", "year_of_account": 2020, "policy_length": 1, "product_code": "PI US", "coverage": "Architects & Engineers", "risk_details": { "revenue": 12000000, "non_us_work": 5.0, "ccy_exposure": "USD", "uw_walk_claims_exp": "None", "uw_walk_risk_management": "Satisfactory - some minor weaknesses", "uw_walk_overall_risk_assessment": "High", "uw_walk_other1": 30.0, "disciplines": [ { "discipline": "Architecture - Higher Risk", "split": 50.0 }, { "discipline": "Structural Engineering - Low", "split": 50.0 } ], "project_areas": [ { "project_area": "Apartments", "split": 10.0 }, { "project_area": "Convention Centers", "split": 20.0 }, { "project_area": "Recreation/Sports", "split": 40.0 }, { "project_area": "Other (High)", "split": 30.0 } ], "base_rate": 49330.1952, "base_rate_total": 49330.1952, "discipline_model_factor": 1.0625, "project_area_model_factor": 1.0550000000000002, "service_factor": 1.0, "non_us_work_factor": 0.7625, "exposure_factor_total": 0.8547148437500001, "discipline_base_factor": 1.1058823529411765, "project_area_base_factor": 1.1137440758293837 }, "layers": [ { "id": null, "ccy_premium": "USD", "ccy_limit": "USD", "limit": 1000000, "excess": 0, "deductible": 100000, "brokerage": 10.0, "deductions_total_other": 0.0, "ggwp_ccy_premium": 33800.0, "wrt_line": 100.0, "deductions_total": 10.0, "ilf_factor": 1.00566187540128, "deductible_factor": 0.942757910040929, "limit_factor": 1.0, "excess_factor": 1.0, "lda_factor_total": 0.948095687861152, "retro_option_factor": 1.0, "reinstatement_factor": 1.0, "coverage_factor_total": 1.0, "model_loss_cost": 39974.795589453315, "gg_model_price": 53838.108537984255, "gg_uw_view": 66310.77879030233, "loss_cost": 39974.79558945331, "claims_exp": -20.0, "risk_management": 25.0, "overall_risk_assessment": 20.0, "other1": -70.0, "ggwp_usd": 338000.0, "plr_model": 0.11826862600429974, "plr": 888888.0, "pricing_strength_plan": 888888.0, "rol": 888888.0, "rarc": 888888.0, "gnwp_brit_share": 338000.0 }, { "id": null, "ccy_premium": "USD", "ccy_limit": "USD", "limit": 9000000, "excess": 20000, "deductible": 800000, "brokerage": 8.0, "deductions_total_other": 2.0, "ggwp_ccy_premium": 69700.0, "wrt_line": 100.0, "deductions_total": 10.0, "ilf_factor": 3.2099486378932545, "deductible_factor": 0.8041932843095149, "limit_factor": 1.0, "excess_factor": 1.0, "lda_factor_total": 2.58141913757223, "retro_option_factor": 1.0, "reinstatement_factor": 1.0, "coverage_factor_total": 1.0, "model_loss_cost": 108841.02066527394, "gg_model_price": 146587.23321922417, "gg_uw_view": 180547.0856879098, "loss_cost": 108841.02066527394, "claims_exp": -20.0, "risk_management": 25.0, "overall_risk_assessment": 20.0, "other1": -70.0, "ggwp_usd": 697000.0, "plr_model": 0.1561564141539081, "plr": 888888.0, "pricing_strength_plan": 888888.0, "rol": 888888.0, "rarc": 888888.0, "gnwp_brit_share": 697000.0 } ] }
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