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\begin{table}[] \begin{tabular}{|l|ll|ll|} \hline \multicolumn{1}{|c|}{} & \multicolumn{2}{c|}{$\lambda = 0.1$} & \multicolumn{2}{c|}{$\lambda = 0.2$} \\ \hline \multicolumn{1}{|c|}{Descuento} & \multicolumn{1}{c|}{Año 2+} & \multicolumn{1}{c|}{Costo} & \multicolumn{1}{c|}{Año 2+} & \multicolumn{1}{c|}{Costo} \\ \hline \multicolumn{1}{|c|}{$0\%$} & \multicolumn{1}{c|}{952} & \multicolumn{1}{c|}{285600} & \multicolumn{1}{c|}{1813} & \multicolumn{1}{c|}{543900} \\ \hline $30\%$ & \multicolumn{1}{l|}{861} & 180810 & \multicolumn{1}{l|}{1484} & 311640 \\ \hline $50\%$ & \multicolumn{1}{l|}{8187} & 1228050 & \multicolumn{1}{l|}{6703} & 1005450 \\ \hline Total & \multicolumn{1}{l|}{10000} & 1694460 & \multicolumn{1}{l|}{10000} & 1860990 \\ \hline \end{tabular} \caption{Ingreso por primas para el segundo año en adelante} \label{tab:my-table} \end{table}