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<!DOCTYPE html>
<html>
<head>
<style>
  .consent-table {
    width: 100%;
    border-collapse: collapse;
    margin: 20px 0;
    font-family: system-ui, -apple-system, sans-serif;
  }
  
  .consent-table th, .consent-table td {
    border: 1px solid #ddd;
    padding: 12px;
    text-align: left;
  }
  
  .consent-table th {
    background-color: #f8f9fa;
    font-weight: 600;
  }
  
  .channel-header {
    background-color: #e9ecef !important;
    font-weight: bold;
  }
  
  .risk-variant {
    color: #0066cc;
    font-weight: 500;
  }
  
  .consent-code {
    font-family: monospace;
    background-color: #f8f9fa;
    padding: 2px 4px;
    border-radius: 3px;
  }
  
  .renewal-info {
    color: #dc3545;
    font-weight: 500;
  }
</style>
</head>
<body>
<table class="consent-table">
  <thead>
    <tr>
      <th>Kanał</th>
      <th>Wariant Ryzyka</th>
      <th>Wymagane zgody bazowe</th>
      <th>Dodatkowe zgody dla kanału</th>
      <th>Zgody dla odnowienia</th>
    </tr>
  </thead>
  <tbody>
    <!-- MCK -->
    <tr>
      <td class="channel-header" rowspan="4">MCK (Call Center)</td>
      <td class="risk-variant">OC</td>
      <td><span class="consent-code">OWU_OC</span></td>
      <td rowspan="4">
        <span class="consent-code">ADV_CONTRACT</span><br>
        <span class="consent-code">ADV_APK</span><br>
        <span class="consent-code">AUTHORIZATION_DEBIT</span><br>
        <span class="consent-code">UPO_OFWCA</span><br>
        <span class="consent-code">INF_ADO</span>
      </td>
      <td rowspan="4">Brak dodatkowych zgód</td>
    </tr>
    <tr>
      <td class="risk-variant">AC</td>
      <td><span class="consent-code">OWU_AC</span></td>
    </tr>
    <tr>
      <td class="risk-variant">ASSISTANCE</td>
      <td><span class="consent-code">OWU_ASS</span></td>
    </tr>
    <tr>
      <td class="risk-variant">NNW</td>
      <td><span class="consent-code">OWU_NNW</span></td>
    </tr>

    <!-- BANK_BRANCH -->
    <tr>
      <td class="channel-header" rowspan="4">BANK_BRANCH (Oddział)</td>
      <td class="risk-variant">OC</td>
      <td><span class="consent-code">OWU_OC</span></td>
      <td rowspan="4">
        <span class="consent-code">ADV_APK</span><br>
        <span class="consent-code">AUTHORIZATION_DEBIT</span><br>
        <span class="consent-code">INF_ADO</span>
      </td>
      <td rowspan="4" class="renewal-info">
        Wymagane:<br>
        <span class="consent-code">ADV_POA_UPO_1</span><br>
        ORAZ jedna z:<br>
        <span class="consent-code">ADV_ADO_1</span><br>
        LUB<br>
        <span class="consent-code">ADV_ADO_EMAIL_1</span>
      </td>
    </tr>
    <tr>
      <td class="risk-variant">AC</td>
      <td><span class="consent-code">OWU_AC</span></td>
    </tr>
    <tr>
      <td class="risk-variant">ASSISTANCE</td>
      <td><span class="consent-code">OWU_ASS</span></td>
    </tr>
    <tr>
      <td class="risk-variant">NNW</td>
      <td><span class="consent-code">OWU_NNW</span></td>
    </tr>

    <!-- Pozostałe kanały -->
    <tr>
      <td class="channel-header" rowspan="4">Pozostałe kanały<br>(INTERNET, MOBILE, THOR)</td>
      <td class="risk-variant">OC</td>
      <td><span class="consent-code">OWU_OC</span></td>
      <td rowspan="4">
        <span class="consent-code">CONTRIBUTION_LIMIT</span>
      </td>
      <td rowspan="4">Brak dodatkowych zgód</td>
    </tr>
    <tr>
      <td class="risk-variant">AC</td>
      <td><span class="consent-code">OWU_AC</span></td>
    </tr>
    <tr>
      <td class="risk-variant">ASSISTANCE</td>
      <td><span class="consent-code">OWU_ASS</span></td>
    </tr>
    <tr>
      <td class="risk-variant">NNW</td>
      <td><span class="consent-code">OWU_NNW</span></td>
    </tr>
  </tbody>
</table>
</body>
</html>
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