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{
    "preferred_methods": {
        "+917206293880": {
            "instruments": [
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                    "method": "upi",
                    "type": "intent",
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                },
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                },
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                    "instrument": "@paytm",
                    "method": "upi",
                    "type": "collect",
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                }
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            "user_aggregates_available": true,
            "versionID": "v3",
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            "prec_improvement_exp": "variant_1"
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}