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{
    "preferred_methods": {
        "+917206293880": {
            "instruments": [
                {
                    "instrument": null,
                    "method": "upi",
                    "type": "intent",
                    "source": 2
                },
                {
                    "instrument": "ICIC",
                    "method": "netbanking",
                    "source": 2
                },
                {
                    "instrument": "@paytm",
                    "method": "upi",
                    "type": "collect",
                    "source": 2
                }
            ],
            "is_customer_identified": false,
            "user_aggregates_available": true,
            "versionID": "v3",
            "source": 2,
            "prec_improvement_exp": "variant_1"
        }
    }
}
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