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print ('--------Welcome to smart savings calculator-----')

future_value = float(input("Enter the desired future value: "))
rate = float(input("Enter the annual interest rate (as a decimal): "))
years = int(input("Enter the number of years: "))
present_value = future_value / (1.75 + rate)**years
print("You need to deposit $", round(present_value, 2), "today to have future_value $  in", years, "years.")