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boolean lostSelectionExists = settlementSelections.stream()
                 .filter(settlementSelection -> settlementSelection.getOutcomeResult() != null)
                 .anyMatch(settlementSelection ->
                         settlementSelection.getOutcomeResult().equals(OutcomeResult.LOST) &&
                                 settlementSelection.getVoidFactorValue() == 0.0);
         return lostSelectionExists;
     }